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    NEWCOMERS PROGRAM GUIDELINES

    Temporary Resident
    Foreign Worker     		Temporary Resident
    Professional     		Temporary Resident
    Investor     		Temporary Resident
    Student
    Client Eligibility Customers who have obtained a temporary work permit from the Government of Canada. Remaining validity must be greater than one (1) year Customers who have obtained a temporary work permit from the Government of Canada. Remaining validity must be greater than one (1) year Customers who have obtained a temporary work permit from the Government of Canada. Remaining validity must be greater than one (1) year Customers who have obtained a temporary study permit from the Government of Canada. Remaining validity must be greater than one (1) year
    Model Eligibility New New New New
    Product Type Lease only Lease only Lease only Lease only
    Term Less than or equal to remaining months on visa / permit. Less than or equal to remaining months on visa / permit. Less than or equal to remaining months on visa / permit. Less than or equal to remaining months on visa / permit.
    Minimum Security Deposit >10% 0% >20% >20%
    Proof of Immigration Status i) Valid Work Permit / Visa
    ii) Form IMM 1442    		 i) Valid Work Permit / Visa
    ii) Form IMM 1442    		 i) Valid Work Permit / Visa
    ii) Form IMM 1442    		 i) Valid Work Permit / Visa
    ii) Form IMM 1442
    Proof of Employment & Income Proof of income required Proof of income required Proof of income required Proof of income required
    Required Documentation i) Valid Passport
    ii) Driver's License
    iii) Proof of Canadian residence address (temporary addresses such a hotels & mobile homes are not acceptable)     		i) Valid Passport
    ii) Driver's License
    iii) Proof of Canadian residence address (temporary addresses such a hotels & mobile homes are not acceptable)     		i) Bank Statements (last 3 months minimum)
    ii) Valid Passport
    iiI) Driver's License
    iv) Proof of Canadian residence address (temporary addresses such a hotels & mobile homes are not acceptable)     		i) Bank Statements (last 3 months minimum)
    ii) Valid Passport
    iiI) Driver's License
    iv) Proof of Canadian residence address (temporary addresses such a hotels & mobile homes are not acceptable)

    All rates, dealer reserve and terms under this program are subject to change without notice. Credit approval is subject to standard NCF credit guidelines.
    VISITOR AND REFUGEE VISA's are NOT supported under this program